Union Bank of Nigeria PLC, one of the oldest and most trusted financial institutions in Nigeria licensed by the Central Bank of Nigeria (CBN), offers its customers the USSD code *826# as a reliable offline banking solution. This code provides a smart banking experience on any mobile device without requiring an internet connection. Union Bank of Nigeria Plc is a commercial bank headquartered in Marina, Lagos Island, Lagos.
Key Takeaways
- The primary Union Bank USSD code is *826#.
- Transfer to Union Bank: *826*1*Amount*Account No#; to other banks: *826*2*Amount*Account No#.
- Use the code to check balance, make cardless withdrawals, request loans, and recharge airtime without data or a smartphone.
- Transactions are protected by a unique 4-digit PIN created during registration.
- The service is available 24/7 on MTN, Airtel, Glo, and 9mobile networks.
Union Bank USSD Code
Union Bank, a Nigerian commercial bank founded in 1971, launched its digital banking solution in 2017 with the official Union Bank USSD code *826#. This short code serves as a gateway to a suite of self-service options allowing customers to manage their finances on the go. Whether using a high-end smartphone or a basic phone, dialing this code provides instant access to funds.
Summary of Codes
- Start banking: *826#
- Check balance: *826*4#
- Transfer to Union Bank: *826*1*Amount*Account No#
- Transfer to other banks: *826*2*Amount*Account No#
- Buy Airtime (self): *826*Amount#
- Buy Airtime (others): *826*Amount*Recipient Number#
- Buy Internet data: *826*9#
- Cardless withdrawal: *826*7*Amount#
- Request a loan: *826*41#
- Request a debit card: *826*21#
- Block account: *826*6#
How to Use the Union Bank USSD Code
Using the service is straightforward. You must use the mobile number linked to your Union Bank account. Follow these steps:
- Dial *826# on your phone.
- A pop-up menu will appear with options such as transfer, airtime, and balance enquiry.
- Enter the number corresponding to your desired transaction.
- Provide necessary information like the recipient's account number or amount.
- Confirm the transaction by entering your 4-digit USSD PIN.
How Do I Check My Union Bank Account Balance?
To check your account balance, dial *826*4#. Enter your 4-digit PIN. Your available balance will be displayed on your screen and sent via SMS.
How Can I Transfer Money from Union Bank to Another Bank?
Union Bank USSD code allows cardless money transfers within and outside the bank. To transfer money, dial *826*2*Amount*Account Number#. Alternatively, use *826*2*Amount*Account No# for transfers to other banks. Select the recipient's bank from the list, verify the name, and enter your PIN to complete the process.
What Is the Union Bank USSD Code for Airtime?
To top up your mobile phone, dial *826*Amount# if buying for your own line. For someone else, dial *826*Amount*Phone Number#.
What Is the Union Bank USSD Code Transfer Limit?
The standard transfer limit for *826# allows a maximum daily transfer of ₦5,000,000 for users who increase it via self-service on UnionOnline. Customers can manage and edit their transaction limits through the self-service portal.
What Do You Do If the Union Bank USSD Code Is Not Working?
If the code is not working, consider these solutions:
- Ensure you are dialing from the number linked to your bank account.
- USSD requires a strong cellular signal; check your signal strength.
- Some network providers charge a small session fee; ensure you have sufficient credit.
What Is the New Union Bank USSD Code?
The new Union Bank USSD code is *826#. It can be used for money transfers, checking balances and transfers, cashless withdrawals, blocking cards, and buying airtime and data.
Union Bank Customer Care Contacts
- UnionCare: +234-02-012716816 and 07007007000
- WhatsApp: 09070070001
- Email: customerservice@unionbankng.com
- Head office address: Stallion Plaza, 36 Marina, Lagos Island, Lagos
- Instagram: @unionbankng
- Facebook: @Unionbankng
The Union Bank USSD code is an essential tool for any customer seeking speed and convenience. By mastering the codes for money transfers, airtime, and balance checks, you ensure you are never stranded, regardless of your location. It is secure and fast, putting total control of your bank account in the palm of your hand.
Disclaimer: This article is not sponsored by any third party. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional advice or help and should not be relied upon to make any decisions. Any action you take upon the information presented in this article is strictly at your own risk and responsibility.
