For Nigerian music lovers, accessing the vast library of Apple Music has become more straightforward, thanks to several reliable payment methods that circumvent common international transaction hurdles. With a recent price adjustment in effect, knowing how to navigate the subscription process is more valuable than ever.
Flexible Payment Solutions for Nigerian Users
Nigerian debit cards often face restrictions on international platforms, but Apple Music subscribers in the country have three primary workarounds. These include using a virtual dollar card, redeeming an Apple Gift Card, or paying directly through MTN mobile airtime. These options provide the flexibility needed to enjoy uninterrupted access to millions of songs.
Method 1: Using a Virtual Dollar Card
The most dependable method for many is the virtual dollar card, a digital card loaded with US dollars specifically for online international payments.
To get started, you first need to acquire a virtual dollar card. Platforms like Cardtonic allow users to register via their website or mobile app. After logging in, you can select the virtual card option, choose your preferred card type, fill in the required details, and create your card.
The next step is to add this card to your Apple ID. On your iPhone, open Settings, tap on your name to access your Apple ID, and select "Payment & Shipping." From there, tap "Add Payment Method" and enter the details of your new virtual dollar card.
Finally, to get your subscription, open the Apple Music app, click on your profile, and choose "Subscribe" or "Manage Subscription." Select your preferred Apple Music plan and confirm the payment using your virtual dollar card as the payment method.
Method 2: The Apple Gift Card Route
Another popular option is using an Apple Gift Card, a prepaid card that adds credit to your Apple ID balance.
You can purchase an Apple Gift Card through services like Cardtonic. After downloading the app and signing in, select "Buy Gift Card." It is crucial to choose the United States as the country of origin for the card and select "Apple Store & iTunes US." You then select the amount you wish to load and complete the purchase.
Once you have the gift card code, you need to redeem it. Launch your Apple Music app, ensure you are logged into the correct account, and navigate to the "Redeem Gift Card" section. Enter the code, and the value will be added to your Apple ID balance.
Your Apple ID balance will then automatically become your primary payment method. You can verify this in your Settings under "Payment & Shipping," where you should see "Apple ID balance" selected. Your subsequent Apple Music subscription fees will be deducted from this balance.
Method 3: Subscription via MTN Nigeria
MTN Nigeria has partnered with Apple Music to offer a seamless subscription service directly through your mobile phone.
There are three simple ways to subscribe through MTN. The first is via USSD code: simply dial *447#, navigate to "New Services," select Apple Music, and then choose between the free or paid subscription option.
Alternatively, you can subscribe by SMS. Send the word 'Music' to 8000 to initiate a monthly subscription directly from your airtime.
The third option is through the MyMTN App, available on the Play Store, or by visiting the MTNPlay portal on their website. Both platforms provide a user-friendly interface to manage your Apple Music subscription.
Apple Music Subscription Cost in Nigeria
The Individual Plan for Apple Music in Nigeria now costs ₦1,300 per month. This represents a 30% increase from the previous rate of ₦1,000, which took effect on 12 July 2025. Despite this price hike, Apple Music remains a competitive and feature-rich streaming service in the Nigerian market.
With these accessible payment methods, Nigerian users can reliably enjoy all that Apple Music offers, including ad-free, high-quality audio, millions of songs, personalized playlists, and the ability to download music for offline listening.
