Top 10 Most Affordable European Countries for Nigerian Relocation Without Large Savings
10 Cheapest European Countries for Nigerians to Relocate To

Nigerians Shift Focus to Budget-Friendly European Relocation Destinations

With the naira's continued depreciation and mounting economic pressures, relocation to traditional first-choice destinations like the United Kingdom, Canada, and the United States is becoming increasingly unattainable for many Nigerians. Rising visa fees, higher proof-of-funds requirements, and escalating living expenses in these countries have significantly raised the financial barriers to entry.

Consequently, a growing number of Nigerians who previously concentrated solely on the UK, Canada, and US are now actively exploring more affordable European nations that provide viable study, work, and residency pathways with substantially lower financial commitments. These alternative destinations offer comparable opportunities through government programs, scholarships, or bilateral agreements that effectively reduce migration costs.

Top 10 Budget-Friendly European Destinations for Nigerian Citizens

Based on comprehensive analysis of visa fees, processing requirements, and overall affordability, here are the ten most accessible European countries for Nigerians seeking relocation without requiring substantial savings:

  1. Portugal (Visa Fee: €90)

    Portugal has emerged as an increasingly popular choice for Nigerians seeking European opportunities. Whether as students, remote workers, or small business owners, migrants benefit from an accommodating environment, simplified visa pathways, and relatively low educational fees. Known for its moderate cost of living compared to Western Europe, Portugal presents an appealing option for Nigerians looking to relocate without excessive financial strain.

  2. Hungary (Visa Fee: €90)

    Hungary represents another excellent option for Nigerians, offering affordable tuition and living costs relative to Western European standards. The country's universities attract thousands of international students annually, providing quality education at accessible prices.

  3. Georgia (Visa Fee: $20)

    Georgia stands out as one of the most economical visa options available, with a straightforward online application system and affordable cost of living. Nestled between Europe and Asia, Georgia combines natural beauty with financial accessibility, where rent, transportation, and food costs remain moderate enough for newcomers to live comfortably while exploring long-term opportunities.

  4. Slovakia (Visa Fee: €90)

    As a Schengen member country, Slovakia offers stability and lower living costs within Central Europe. Students enjoy reduced tuition fees, while residents benefit from proximity to major European cities like Vienna and Prague. For Nigerians prioritizing structure and affordability, Slovakia provides an unassuming yet practical alternative.

  5. Latvia (Visa Fee: €90)

    This Northern European Baltic nation is gaining popularity among international students and skilled professionals. Latvia's low cost of living and streamlined residency procedures make it an accessible entry point into the European Union. The capital city Riga combines historic architecture with modern amenities, creating a peaceful environment for those aiming to study, work, or gradually explore broader European opportunities.

  6. Germany (Visa Fee: €90)

    Germany provides a structured pathway for skilled workers through the EU Blue Card program. This permit allows qualified professionals to live and work in Germany for up to four years, with potential for permanent residency. While requiring a university degree and job offer meeting specific salary thresholds, the program facilitates work and residency, making relocation more accessible for qualified Nigerians.

  7. Romania (Visa Fee: €80)

    Although outside the full Schengen visa framework, Romania offers slightly lower visa fees alongside historic landmarks and scenic landscapes that appeal to those seeking European experiences without premium costs.

  8. Bulgaria (Visa Fee: €80)

    With its moderately priced visa fees, Black Sea resorts, and cultural heritage sites, Bulgaria attracts travelers and potential residents seeking affordable European experiences with rich historical context.

  9. Serbia (Visa Fee: €60)

    Serbia ranks among Europe's more affordable destinations, featuring a vibrant cultural scene and relatively low visa fees that are gaining attention among Nigerian travelers and potential residents looking for budget-friendly options.

  10. Cyprus (Visa Fee: €60)

    Cyprus offers one of the lowest visa processing fees among European destinations, combined with a Mediterranean setting and relatively straightforward procedures that appeal to visitors and potential residents alike.

Important note: All visa fees mentioned are subject to change based on visa type and application circumstances. Prospective migrants should verify current requirements with official sources before making relocation plans.

Nigerian Passport Gains Global Standing

In related developments, Nigeria has recorded improvement in global travel accessibility, moving up to 89th position in the 2026 Henley Passport Index from 94th place in 2025. This index, regarded as the world's leading reference for assessing passport strength, ranks 199 passports based on the number of destinations holders can access without obtaining prior visas.