Nigerian Doctor in UK Discloses Monthly Salary After Tax Deductions
A Nigerian female doctor based in the United Kingdom has publicly shared her monthly payslip, revealing her net salary after tax and other deductions. She provided a comprehensive breakdown of how she allocates her income each month, covering essential expenses such as rent, bills, food, and other costs.
Detailed Breakdown of Monthly Expenses
The doctor, identified on TikTok as @drchi.skin, posted a video showcasing her payslip, which indicated a monthly take-home pay of £3,585 after all deductions. In her caption, she expressed a desire to build wealth, stating, "Let’s budget my £3.5k/month after tax as a doctor trying to build wealth. I can pass medical exams, save lives, but I didn’t learn how to make my money work for me until last year. Here’s how I’m turning my £3.5k/month into freedom, not just comfort!"
Her monthly budget includes the following allocations:
- Rent and bills: £550
- Petrol: £77
- Gym: £160
- Food: £160
- Stock and shares: £11
She explained in the comments that her low rent is due to living in a seaside town with four flatmates in a House in Multiple Occupation (HMO), as she is only there for five more months during her F2 training. In a previous video, she mentioned that her annual salary before tax deductions is £60,000.
Mixed Reactions from Netizens
The post sparked a variety of responses from social media users. One commenter, Lat, questioned the affordability, saying, "How is your rent and bills so cheap. This is like pre 2020 prices." Another user, Thatfitflex, inquired about student loans, asking, "I’m curious, did you already pay off your student loan?"
Jayce, who works in finance, shared a contrasting perspective, noting the demanding nature of their job with long hours and no overtime pay, earning £37,000 annually. They expressed envy towards the doctor's role, stating, "Saving lives is tough no doubt but surely it's rewarding... I'm 80% sure I would rather be in your shoes." Toks Richmond commented on salary comparisons, saying, "Omg damnnnn even ppl in tech are earning more."
Other users praised her budgeting approach, with gotts2bglued remarking, "I love the intentional way you divide this."
Context and Background
This incident highlights ongoing discussions about salaries, expenses, and financial management among professionals abroad. It follows previous reports by Legit.ng on similar topics, such as a Nigerian lady returning from the UK after two years, citing reasons that garnered public attention.
The doctor's openness about her finances has ignited conversations about wealth-building strategies and the financial challenges faced by expatriates, particularly in high-cost countries like the UK.
