The Federal Government has opened applications for its new digital device credit scheme, giving Nigerians a chance to acquire laptops, smartphones, and tablets through affordable instalment payments rather than paying the full cost upfront.
What is the CLICKD Programme?
The programme, known as the Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (CLICKD) Programme, is being implemented by the Nigerian Consumer Credit Corporation (CREDICORP) in partnership with the Federal Ministry of Communications, Innovation and Digital Economy. It was unveiled in Abuja by the Minister of Communications, Innovation and Digital Economy, Bosun Tijani, alongside CREDICORP’s Managing Director and Chief Executive Officer, Uzoma Nwagba.
Step 1: Visit the Official Portal
To begin the application process, visit the official CLICKD portal at credicorp.ng/clickd. Once the page opens, click on the “I’m Interested” button, which will take you directly to the application form.
Step 2: Complete the Application Form
Applicants will be required to provide personal and eligibility details, including: state of residence (select from the 36 states or the Federal Capital Territory), employment category (salary earner, freelancer, business owner, student, job seeker or NYSC member), monthly income (optional, ranging from below ₦100,000 to above ₦1,000,000), digital talent programme (e.g., 3MTT, Andela Learning Community, Learn2Earn, ALX, HNG Internship, AltSchool Africa or Genesys Tech Hub), device needed (laptop, smartphone, tablet or other), reason for the device (learning, remote work, freelancing, business growth, software development or content creation), and how you heard about the programme (social media, Google search, school, employer, friends or family, or other sources).
Step 3: Confirm, Consent and Submit
Before submitting the form, applicants must tick three mandatory consent boxes: confirm that the information provided is accurate, agree to be contacted regarding the application, and consent to CREDICORP and its partners using the information to assess eligibility. After completing these steps, click the Submit button to finalise your application.
Who is Eligible for the Pilot Phase?
For now, the programme’s initial 1,000-laptop pilot phase is limited to fellows of the Federal Government’s Three Million Technical Talent (3MTT) Programme. According to CREDICORP, the rollout began in Abuja, where 77 beneficiaries have already received devices. The remaining laptops will be distributed to qualified 3MTT fellows across other states in phases. However, the application form also lists other digital talent programmes such as Andela Learning Community, Learn2Earn, ALX, HNG Internship, AltSchool Africa and Genesys Tech Hub, indicating that their fellows may also be able to apply as the scheme expands.
CREDICORP has not yet announced the specific interest rates, repayment period or down-payment requirements for the CLICKD loans. The initiative aims to expand access to digital devices for learning, remote work, freelancing, business growth and content creation, while also encouraging local manufacturing through the prioritisation of locally assembled laptops.
Government’s Broader Credit Scheme
Earlier, Legit.ng reported that the federal government has announced plans to expand the reach of its consumer credit programme to 500,000 Nigerians by December 2026, as CREDICORP shifts focus from building its framework to scaling its impact across the country. The target was outlined in CREDICORP's H2 2026 Outlook, published as part of its 2026 Impact Report.
