Afreximbank Assets Surge 21% to $48.5 Billion in 2025 Financial Performance
The African Export-Import Bank (Afreximbank) has announced a significant 21% increase in its total assets and contingencies, reaching $48.5 billion for the 2025 operational year. This marks a substantial rise from the $40.1 billion recorded in the corresponding period of 2024, underscoring the bank's sustained financial resilience, enhanced market confidence, and effective strategic execution. The growth reflects Afreximbank's robust position in supporting economic development across Africa and the Caribbean.
Detailed Breakdown of Financial Metrics
A comprehensive analysis of Afreximbank's 2025 financial performance reveals key highlights. Net loans and advances for the group surged to $33.5 billion, up from $29 billion in 2024, representing a 16% increase. This expansion was fueled by continued disbursements through diverse product offerings, targeting strategic priority sectors such as manufacturing, infrastructure, food security, and climate adaptation initiatives.
The group's non-performing loan (NPL) ratio remained stable at 2.43%, compared to 2.33% in the previous year, indicating consistent portfolio quality. Additionally, the liquidity position strengthened, with cash and cash equivalents rising to $6 billion from $4.6 billion in 2024. Liquid assets accounted for 14% of total assets, exceeding the bank's strategic minimum threshold of 10%.
Growth in Shareholders' Funds and Income
Shareholders' funds experienced a notable 17% growth, reaching $8.4 billion as of December 31, 2025. This increase was driven by a net income of $1.2 billion and new equity inflows totaling $299.4 million, raised under the General Capital Increase II program. Gross income rose by 6.06% from $3.3 billion in 2024 to $3.5 billion in 2025.
Operating expenses increased to $459.2 million from $367.7 million, attributed to staff expansion and inflationary pressures. Despite this, the group maintained strong cost efficiency, with the cost-to-income ratio rising slightly to 21% from 18% in 2024. Net income saw a 19% increase, climbing to $1.2 billion in 2025 from $973.5 million the prior year.
Strategic Achievements and Executive Commentary
These financial results were achieved through the expanded delivery of tailored financial and advisory solutions, which supported trade, fostered industrialization, and enhanced economic self-reliance across the continent. Denys Denya, Afreximbank's Senior Executive Vice President, commented on the performance, stating that the group delivered strong financial results in 2025 despite persistent global geopolitical challenges and disruptions arising from rating actions.
The bank's strategic focus on key sectors and its ability to navigate economic headwinds have positioned it as a pivotal player in driving African economic growth and stability.
