Signature Bank Limited has announced a significantly stronger financial performance for the year ended 31 December 2025, underscoring the bank's steady growth trajectory as it continues to strengthen its position within Nigeria's banking industry. The results were presented at the bank's 4th Annual General Meeting, where shareholders approved the audited financial statements for the 2025 financial year along with other statutory resolutions.
Key Financial Highlights
Despite a challenging macroeconomic environment characterized by inflationary pressures, exchange rate volatility, and tighter regulatory conditions, the bank recorded robust growth across key financial and operational indicators. Profit After Tax surged to ₦3.59 billion from ₦726 million in 2024, representing a remarkable increase. Gross Earnings rose by 94.5% to ₦24.99 billion, while Total Assets grew to ₦224.7 billion. Customer Deposits increased to ₦170.8 billion, reflecting growing confidence in the bank.
The bank also achieved a significant improvement in operational efficiency, with its Cost-to-Income Ratio improving from 92% to 66%. Shareholders' Equity strengthened to ₦25.2 billion, further solidifying the bank's financial base.
Chairman's Remarks
Speaking at the meeting, Chairman of the Board of Directors, Tijjani Borodo, described the 2025 financial year as a defining period for the bank, marked by resilience, disciplined execution, and steady institutional growth despite the challenging operating environment. He stated, "The bank demonstrated remarkable resilience in the face of macroeconomic pressures and continued to make measurable progress across key performance indicators. Our focus remained on disciplined growth, operational efficiency, sound governance, and building a stronger institution positioned for sustainable long-term value creation."
Managing Director's Perspective
Managing Director and Chief Executive Officer, Nixon Iwedi, attributed the 2025 performance to deliberate institution-building efforts, disciplined execution, and the commitment of employees across the organization. He said, "Our performance in 2025 is a reflection of the resilience of our strategy, the dedication of our people, and the confidence our customers continue to place in the bank. We remained focused on improving operational efficiency, strengthening our balance sheet, enhancing customer experience, and building a modern and customer-centric financial institution positioned for sustainable growth."
Iwedi added that the bank would continue to prioritize prudent risk management, digital innovation, customer-focused service delivery, and strategic business growth initiatives in the years ahead.
Commitment to Stakeholders
Signature Bank reaffirmed its commitment to responsible banking, strong corporate governance, and delivering long-term value to customers, shareholders, employees, and other stakeholders.
About Signature Bank Limited
Signature Bank Limited is a Nigerian commercial bank dedicated to providing innovative financial solutions and exceptional banking experiences to individuals, businesses, and institutions. Guided by its brand promise, "Make Your Mark," the bank continues to build a resilient and forward-looking institution driven by innovation, integrity, operational excellence, and sustainable growth.
